Miramar Four Point Inspections
When Do Homeowners in Miramar Need a Four-Point Inspection?
The home industry is booming, and more people are buying in Florida. Because of the risk of hurricanes, Florida homeowners have to go through more steps to buy a home and keep it insured. It’s not just a matter of meeting current building codes or getting a comprehensive inspection. Many insurance companies require a four-point inspection, especially on older homes. Your home might be vulnerable in ways you don’t expect with aging parts.
Things like old plumbing systems put your home at a greater risk of claims all year round. The same happens with incomplete or old electrical systems. When you buy a home or renew your insurance, companies are likely to require you to get a four-point inspection. Some homeowners schedule an inspection every few years without being asked. They want to protect their homes and reduce the risk of costly claims.
During a comprehensive home inspection, they look at everything. They might not look closely, though. Insurance companies want a shorter report that’s easier to understand. Homeowners often want a closer focus on high-risk areas with more precision and expertise. Why choose a four-point home inspection?
Benefits of a Four-Point Inspection in Miramar
Before you schedule any inspection, you should know what you’re paying for. After major storms, insurance companies had concerns about large storms that could drive some out of business. Many homeowners are less prepared than they expect. A four-point inspection doesn’t just prevent claims during a windstorm. It covers the most vulnerable parts of the home all the time.
Don Meyler Inspections sends inspectors with extensive backgrounds in construction. So we catch big and small problems that could be a disaster. What four areas do we look at?
- Roofing: Even a small leak or aging roofing can be vulnerable. With any kind of windstorm, your home’s natural vulnerabilities are even greater. A leak in the roofing could cause major flooding and mold. Depending on the quality of the roofing, some may last longer than others. Eventually, every home will need new roofing. You don’t see it every day. So it’s easy to miss even large problems. If you have something like a secondary water resistant barrier, inspectors can also document it for your benefit.
- Plumbing: Old pipes can be more vulnerable to rust, leakage, and worse. A small leak could lead to toxic mold you don’t know about even with a standard home inspection. A larger leak could cause flooding in many parts of your home and the risk of mold that comes with it.
- Electrical: The wrong outlets increase your risk of fires. If you have an aging electrical system, you multiply this risk. This could include old or non-optimal wiring. It could also include parts installed by someone who’s not a qualified electrician.
- HVAC: A central HVAC system meets the standards in most homes. You should get it serviced every year and replaced on a regular basis.
What If You Don’t Pass a Four-Point Inspection?
A four-point inspection can be both informative and mandatory. If insurance companies require it, you’ll need a follow-up inspection. For most homeowners, these types of changes are small and affordable. If it requires larger repairs, it can help you decide if you want to buy the home in the first place.
If you’re not sure, you can explore your options with your insurance company and inspectors. Inspectors may have ideas on shortcuts or more affordable ways to meet the requirements. Once you’ve completed the necessary repairs, inspectors can come back and fill out the paperwork.
Should You Schedule a Four Point Inspection in Miramar?
If you own an older home, you might be required to complete a four-point inspection for your home in Miramar. Insurance companies are increasingly hesitant to insure older homes. If you’re purchasing a brand new home, it isn’t always up to the standards you might expect. Many homeowners in Miramar are practicing more caution. They’re scheduling these types of inspections when they buy and then on a routine basis.
When you know about small issues, you can prevent bigger ones. This saves you money both after an inspection and during harsh weather. So visit our website and schedule your inspection.
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Contact Us
2703 Gateway Drive
Suite A
Pompano Beach, Florida 33069
Phone:
800-469-0434
954-972-7311
561-477-8795
305-567-1422
239-248-7973
