DMI 4-Point Insurance Inspection Terms and Conditions

1. By requesting and scheduling your inspection with DMI, you agree to the terms and conditions enumerated herein. You agree to allow DMI to coordinate or perform a 4-point insurance inspection (“4-Point”) of the property consistent with insurance industry standards, and provide you with a written report sufficient to submit to an insurance agent or carrier in an attempt to obtain or price insurance.
2. A 4-point insurance inspection is a very limited inspection with a very limited scope. It is not nearly as comprehensive, and is in no way similar, to a residential home inspection, which is for a completely different purpose than obtaining insurance.
3. Our inspection and report are for your use only, and is for the express purpose of attempting to obtain or properly price home insurance. We do not authorize the use of this inspection report for any other purpose.  You give us permission to discuss observations with real estate agents, insurers, owners, repair persons, or other interested parties. You will be the sole owner of the report and all rights to it, but may use it for no other purpose than to attempt to obtain insurance coverage for the property inspected.  We are not responsible for use or misinterpretation by third parties, and third parties who rely on it in any way do so at their own risk and release us (including employees and business entities) from any liability whatsoever. If you or any person acting on your behalf provide the report to a third party who then sues you and/or us, you release us for any liability agree to pay our costs and legal fees in defending any action naming us.
4. Our report is in no way a guarantee or warranty, express or implied, regarding the future use, operability, habitability or suitability of the home/building or its components. We disclaim all warranties, express or implied, to the fullest extent allowed by law.
5. We assume no liability for the cost of repair or replacement of unreported defects or deficiencies either current or arising in the future. You agree that in all cases our liability shall be limited to liquidated damages in an amount not greater than the fee you paid us. You waive any claim for consequential, exemplary, special or incidental damages or for the loss of the use of the home/building. You acknowledge that the liquidated damages are not a penalty, but that we intend them to (i) reflect the fact that actual damages may be difficult and impractical to ascertain; (ii) allocate risk between us; and (iii) enable us to perform the inspection for the agreed upon fee.
6. With respect to this inspection and scope, we will not perform engineering, architectural, plumbing, electrical, or any other work on this property requiring an occupational license in the jurisdiction where the property is located.
7. If you believe you have a claim against us, you agree to provide us with the following: (1) written notification of adverse conditions within seven days of discovery; and (2) immediate access to the premises. Failure to comply with these conditions releases us from liability.
8. You agree that any litigation arising from this inspection shall be filed only in the Court having jurisdiction in Broward County, Florida, where we have our principal place of business. If you fail to prove any claim against us, you agree to pay all our legal costs, expenses and fees incurred in defending that claim.
9. Payment of the inspection fee is due when we complete the inspection. You agree to pay all costs and attorney’s fees incurred in collecting the fee owed to us. If the Client is a corporation, LLC, or similar entity, you personally guarantee payment of the fee.
10. If you request a re-inspection, the re-inspection is subject to the same terms and conditions listed here.
11. You acknowledge that DMI’s completed inspection report will constitute the sole and entire product that is being purchased, that the inspection product will take the form of a PDF document (and if requested at an additional cost, a paper copy), and that the provision of this report will represent the final step in the inspection process. Upon request, DMI at its option may additionally elect to provide post-inspection customer service by any available means (phone, email or on-line chat) for an indefinite time after the completed report is provided to you.
12. DMI will not distribute your completed inspection report, either digitally via PDF or by paper mail, without your permission.
13. You acknowledge that in the course of producing and delivering to you the inspection report product, DMI may need to gather and/or create many types of supporting or supplemental data with respect to the inspected property, including inspection data, descriptive metadata, administrative metadata, structural metadata, technical metadata, and preservation metadata. Data collected may or may not be used in the creation of the report issued to you, and may or may not be included in the final report document itself.   All such data gathered or created by DMI or its agents, as well as all analysis or reporting created by such data, remains the sole and exclusive property of DMI.
14. You acknowledge that other providers of similar inspection services may have different terms and conditions, and by proceeding with the inspection you agree to the terms and conditions enumerated here. If a court finds any of these terms and conditions ambiguous or that it otherwise requires judicial interpretation, the court shall not construe that term against us by reason of the rule that any ambiguity in a document is construed against the party drafting it. You had the opportunity to consult qualified counsel before agreeing to permit the inspection to occur.

DMI Windstorm Insurance Inspection Terms and Conditions

1. By requesting and scheduling your inspection with DMI, you agree to the terms and conditions enumerated herein. You agree to allow DMI to coordinate or perform a windstorm insurance inspection (“windstorm”) of the property consistent with insurance industry standards, and provide you with a written report sufficient to submit to an insurance agent or carrier in an attempt to obtain or price insurance.
2. A windstorm inspection is a very limited inspection with a very limited scope. It is not nearly as comprehensive, and is in no way similar, to a residential home inspection, which is for a completely different purpose than obtaining or pricing insurance. The windstorm inspection is for the purpose of identifying the presence or absence of certain very specific construction features as enumerated on the proscribed form issued by the Florida Office of Insurance Regulation, and for no other purpose.
3. Our inspection and report are for your use only, and is for the express purpose of attempting to obtain or properly price home insurance. We do not authorize the use of this inspection report for any other purpose.  You give us permission to discuss observations with real estate agents, insurers, owners, repair persons, or other interested parties. You will be the sole owner of the report and all rights to it, but may use it for no other purpose than to attempt to obtain insurance coverage for the property inspected.  We are not responsible for use or misinterpretation by third parties, and third parties who rely on it in any way do so at their own risk and release us (including employees and business entities) from any liability whatsoever. If you or any person acting on your behalf provide the report to a third party who then sues you and/or us, you release us for any liability agree to pay our costs and legal fees in defending any action naming us.
4. Our report is in no way a guarantee or warranty, express or implied, regarding the future use, operability, habitability or suitability of the home/building or its components. We disclaim all warranties, express or implied, to the fullest extent allowed by law.
5. We assume no liability for the cost of repair or replacement of unreported defects or deficiencies either current or arising in the future. You agree that in all cases our liability shall be limited to liquidated damages in an amount not greater than the fee you paid us. You waive any claim for consequential, exemplary, special or incidental damages or for the loss of the use of the home/building. You acknowledge that the liquidated damages are not a penalty, but that we intend them to (i) reflect the fact that actual damages may be difficult and impractical to ascertain; (ii) allocate risk between us; and (iii) enable us to perform the inspection for the agreed upon fee.
6. With respect to this inspection and scope, we will not perform engineering, architectural, plumbing, electrical, or any other work on this property requiring an occupational license in the jurisdiction where the property is located.
7. If you believe you have a claim against us, you agree to provide us with the following: (1) written notification of adverse conditions within seven days of discovery; and (2) immediate access to the premises. Failure to comply with these conditions releases us from liability.
8. You agree that any litigation arising from this inspection shall be filed only in the Court having jurisdiction in Broward County, Florida, where we have our principal place of business. If you fail to prove any claim against us, you agree to pay all our legal costs, expenses and fees incurred in defending that claim.
9. Payment of the inspection fee is due when we complete the inspection. You agree to pay all costs and attorney’s fees incurred in collecting the fee owed to us. If the Client is a corporation, LLC, or similar entity, you personally guarantee payment of the fee.
10. If you request a re-inspection, the re-inspection is subject to the same terms and conditions listed here.
11. You acknowledge that DMI’s completed inspection report will constitute the sole and entire product that is being purchased, that the inspection product will take the form of a PDF document (and if requested at an additional cost, a paper copy), and that the provision of this report will represent the final step in the inspection process. Upon request, DMI at its option may additionally elect to provide post-inspection customer service by any available means (phone, email or on-line chat) for an indefinite time after the completed report is provided to you.
12. DMI will not distribute your completed inspection report, either digitally via PDF or by paper mail, without your permission.
13. You acknowledge that in the course of producing and delivering to you the inspection report product, DMI may need to gather and/or create many types of supporting or supplemental data with respect to the inspected property, including inspection data, descriptive metadata, administrative metadata, structural metadata, technical metadata, and preservation metadata. Data collected may or may not be used in the creation of the report issued to you, and may or may not be included in the final report document itself.   All such data gathered or created by DMI or its agents, as well as all analysis or reporting created by such data, remains the sole and exclusive property of DMI.
14. You acknowledge that other providers of similar inspection services may have different terms and conditions, and by proceeding with the inspection you agree to the terms and conditions enumerated here. If a court finds any of these terms and conditions ambiguous or that it otherwise requires judicial interpretation, the court shall not construe that term against us by reason of the rule that any ambiguity in a document is construed against the party drafting it. You had the opportunity to consult qualified counsel before agreeing to permit the inspection to occur.

DMI Other Insurance Inspection Terms and Conditions

1. By requesting and scheduling your inspection with DMI, you agree to the terms and conditions enumerated herein. You agree to allow DMI to coordinate or perform an insurance inspection of the property consistent with insurance industry standards, and provide you with a written report sufficient to submit to an insurance agent or carrier.
2. Insurance inspections are limited inspections with limited scope. They are not nearly as comprehensive, and are in no way similar, to a residential home inspection, which is for a completely different purpose.
3. Our inspection and report are for your use only, and is for the express purpose of attempting to obtain or properly price home insurance. We do not authorize the use of this inspection report for any other purpose.  You give us permission to discuss observations with real estate agents, insurers, owners, repair persons, or other interested parties. You will be the sole owner of the report and all rights to it, but may use it for no other purpose than to attempt to obtain insurance coverage for the property inspected.  We are not responsible for use or misinterpretation by third parties, and third parties who rely on it in any way do so at their own risk and release us (including employees and business entities) from any liability whatsoever. If you or any person acting on your behalf provide the report to a third party who then sues you and/or us, you release us for any liability agree to pay our costs and legal fees in defending any action naming us.
4. Our report is in no way a guarantee or warranty, express or implied, regarding the future use, operability, habitability or suitability of the home/building or its components. We disclaim all warranties, express or implied, to the fullest extent allowed by law.
5. We assume no liability for the cost of repair or replacement of unreported defects or deficiencies either current or arising in the future. You agree that in all cases our liability shall be limited to liquidated damages in an amount not greater than the fee you paid us. You waive any claim for consequential, exemplary, special or incidental damages or for the loss of the use of the home/building. You acknowledge that the liquidated damages are not a penalty, but that we intend them to (i) reflect the fact that actual damages may be difficult and impractical to ascertain; (ii) allocate risk between us; and (iii) enable us to perform the inspection for the agreed upon fee.
6. With respect to this inspection and its scope, we will not perform engineering, architectural, plumbing, electrical, or any other work on this property requiring an occupational license in the jurisdiction where the property is located.
7. If you believe you have a claim against us, you agree to provide us with the following: (1) written notification of adverse conditions within seven days of discovery; and (2) immediate access to the premises. Failure to comply with these conditions releases us from liability.
8. You agree that any litigation arising from this inspection shall be filed only in the Court having jurisdiction in Broward County, Florida, where we have our principal place of business. If you fail to prove any claim against us, you agree to pay all our legal costs, expenses and fees incurred in defending that claim.
9. Payment of the inspection fee is due when we complete the inspection. You agree to pay all costs and attorney’s fees incurred in collecting the fee owed to us. If the Client is a corporation, LLC, or similar entity, you personally guarantee payment of the fee.
10. If you request a re-inspection, the re-inspection is subject to the same terms and conditions listed here.
11. You acknowledge that DMI’s completed inspection report will constitute the sole and entire product that is being purchased, that the inspection product will take the form of a PDF document (and if requested at an additional cost, a paper copy), and that the provision of this report will represent the final step in the inspection process. Upon request, DMI at its option may additionally elect to provide post-inspection customer service by any available means (phone, email or on-line chat) for an indefinite time after the completed report is provided to you.
12. DMI will not distribute your completed inspection report, either digitally via PDF or by paper mail, without your permission.
13. You acknowledge that in the course of producing and delivering to you the inspection report product, DMI may need to gather and/or create many types of supporting or supplemental data with respect to the inspected property, including inspection data, descriptive metadata, administrative metadata, structural metadata, technical metadata, and preservation metadata. Data collected may or may not be used in the creation of the report issued to you, and may or may not be included in the final report document itself.   All such data gathered or created by DMI or its agents, as well as all analysis or reporting created by such data, remains the sole and exclusive property of DMI.
14. You acknowledge that other providers of similar inspection services may have different terms and conditions, and by proceeding with the inspection you agree to the terms and conditions enumerated here. If a court finds any of these terms and conditions ambiguous or that it otherwise requires judicial interpretation, the court shall not construe that term against us by reason of the rule that any ambiguity in a document is construed against the party drafting it. You had the opportunity to consult qualified counsel before agreeing to permit the inspection to occur.